Repay Holdings Projects 6%–8% Gross Profit Growth in Q4 2025

Repay Holdings Corporation (RPAY) announced a projected growth in normalized gross profit for the fourth quarter of 2025, anticipating an increase between 6% and 8%. This forecast reflects the company’s ongoing commitment to enhancing its digital payment strategy, which was a major focus during the recent earnings call for the third quarter of 2025.

During the earnings call, held on October 30, 2025, company executives highlighted significant advancements in their digital payment offerings. These improvements are aimed at capturing a larger share of the rapidly evolving payment processing market. The strategy is expected to bolster customer engagement and streamline transaction processes for both businesses and consumers.

In the third quarter, Repay reported a substantial year-over-year increase in revenue, which reached approximately $32 million. This figure represents a growth of 20% compared to the same period last year. The company attributes this success to various factors, including enhanced client acquisition efforts and the expansion of their service offerings in the digital payments sector.

The leadership team emphasized that the momentum gained in Q3 is expected to carry over into the next quarter. Chief Executive Officer, John Morris, noted that “our focus on delivering innovative payment solutions has positioned us well for continued growth.” He also mentioned that the company’s investment in technology and partnerships is designed to improve user experience and increase transaction volumes.

Repay’s digital payment strategy includes the introduction of new features and integrations aimed at meeting the diverse needs of their clients. The company is actively working on expanding its product portfolio to include more integrated solutions that cater to various industries. This approach aligns with the broader trend in the financial technology sector, where companies are increasingly prioritizing seamless payment experiences.

Analysts following Repay Holdings expressed cautious optimism regarding the company’s growth prospects. They pointed out that while the projected gross profit growth is encouraging, it will be essential for the company to execute its strategy effectively in order to realize these gains. The competitive landscape in digital payments is intensifying, with numerous players vying for market share.

As Repay prepares for the fourth quarter, it plans to leverage its existing customer relationships while attracting new clients through targeted marketing campaigns. The company aims to enhance its visibility in the market and strengthen its position as a leading provider of digital payment solutions.

Investors will be closely monitoring Repay’s performance in the coming months. The anticipated growth in gross profit, along with the company’s strategic initiatives, could provide the momentum needed to drive sustained success in a challenging economic environment. As the digital payment landscape continues to evolve, Repay Holdings is poised to adapt and thrive amidst the changes.